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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa has been a lifeline for me!

Zopa has been a lifeline for me! I have nothing negative to say about the experience using it - the app is excellent and easy to use. Reviewed on: 6th March 2026

Go get a Zopa...

After Covid and getting my self into bad credit Zopa were the only company willing to help me Reviewed on: 6th March 2026

Absolutely perfect easy to understand app good rates

Absolutely perfect easy to understand app good rates Reviewed on: 6th March 2026

Very good service excellent customer service and easy

Very good service and easy to use all services Reviewed on: 6th March 2026

Very nice bank to borrow money

Excellent job,good rate, I love it Reviewed on: 6th March 2026

Faith in credit cards online

I have always believed in banks and the source of credit cards from them but ZOPA is out of this world for service and keeping you in the know with upcoming payments and statements. Was always worried about online only credit but it's a thumbs up from me Reviewed on: 6th March 2026

Excellent customer service very polite and get strai...

Excellent customer service very polite and get straight to the point no messing Reviewed on: 6th March 2026

Quick honest review

Ive always had a brilliant experience when i have had any issues and its be resolved brilliantly Reviewed on: 6th March 2026

I have been always very supported by Zopa.

I have been always very supported by Zopa. They lend me.hand when I really needed it Reviewed on: 6th March 2026

Easy to use.

Easy to use. Grateful for zopa when I needed them. Reviewed on: 6th March 2026

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