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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic bank

Very helpful when you contact them. The app is fantastic Reviewed on: 6th March 2026

It was a very high appreciated with amazing benefit...

It was a very high appreciated with amazing benefit and financial help Reviewed on: 6th March 2026

Easy to make repayments lower minimum payment

Easy to make repayments lower minimum payment Reviewed on: 6th March 2026

Wouldn’t choose anything else!

Just a really good service, great comms and always on hand to help! Reviewed on: 6th March 2026

Nice and easy app

Nice and easy app to navigate Easy process to apply very happy with this credit card Reviewed on: 6th March 2026

Excellent communication & very helpful.

Very easy quick communication & very helpful. Very easy as online no annoying multiple calls. You get an answer very quickly. Reviewed on: 6th March 2026

Zopa for the win

I have used zopa twice honestly so easy and the customer service is amazing. Thank you very much zopa and zopa employees Reviewed on: 6th March 2026

Good service

Always helpful, polite and nice to speak too Reviewed on: 6th March 2026

Recently had a problem with a company taking money f...

Recently had a problem with a company taking money from credit card. The person I spoke to was excellent, she sorted it all out, sorted a new credit card for me which came in less than a week. Brilliant service, quality company. Thank youm Reviewed on: 6th March 2026

Excellent service and very good app very easy to use...

Excellent service and very good app very easy to use at all times no problem at all thank you Reviewed on: 6th March 2026

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