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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit card company with no international Charles

Great credit card company with no international Charles Reviewed on: 6th March 2026

Excellent service, quick decision and card delivery

Excellent service, quick decision and card delivery Reviewed on: 6th March 2026

Everything is just so straight forward and informative

Everything is just so straight forward and informative Reviewed on: 6th March 2026

Great card, very quickly processed with minimal fuss...

Great card, very quickly processed with minimal fuss and great service. Reviewed on: 6th March 2026

Only just joined bl

Only just joined but easy to use Reviewed on: 6th March 2026

Good service

I have not had any problems and it was very easy to activate my card Reviewed on: 6th March 2026

The few times I have had to contact staff, I get exc...

The few times I have had to contact staff, I get excellent customer service Reviewed on: 6th March 2026

Everything has been excellent, had no problems at all

Everything has been excellent, had no problems at all Reviewed on: 6th March 2026

Always on hand.

Never had an issue that they couldn’t solve, the customer service staff are friendly and knowledgeable and always ready to help. Reviewed on: 6th March 2026

Very fast to get a card.

Very fast to get a card. Easy to use my account site. First rate all round. Reviewed on: 6th March 2026

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