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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Always fast when fraud is detected, easy to talk to...

5
Always fast when fraud is detected, easy to talk to only thing that’s a down side is they aren’t allowing the card on Apple Pay Reviewed on: 22nd April 2025

Credit card is conveinant and handy

5
Credit card is conveinant and handy Reviewed on: 22nd April 2025

Zopa Credit Excellence

5
Great rates of interest, easy to speak to customer service, easy access to look at details on line and great hikes in credit limits Reviewed on: 22nd April 2025

Just Perfect!

5
Excellent service all round their fixing of my issues with using the app was second to none and I fixed the problem I had with ease. Very polite agents and very patient! Thank you Reviewed on: 22nd April 2025

Great app

5
Great app and customer service,easy to use and find things you need Reviewed on: 22nd April 2025

I had a seamless experience onboarding and I found t...

5
I had a seamless experience onboarding and I found the app really easy to use as it is user friendly Reviewed on: 22nd April 2025

Easy app

5
Easy set up and app is really easy to use Reviewed on: 22nd April 2025

Very satisfied customer.No hidden charges.

5
Very satisfied customer and their products have no issues. Reviewed on: 22nd April 2025

Great customer service and user experience is great...

5
Great customer service and user experience is great in the mobile app Reviewed on: 22nd April 2025

Zopa Credit card and Bank Account

5
Amazing credit cards with good limits i also am one of the first to have the Zopa bank account which is great Reviewed on: 22nd April 2025

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