Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good service and excellent good customer experience

Good service and excellent good customer experience Reviewed on: 10th January 2024

Very happy with zopa, very clear and easy website ex...

Very happy with zopa, very clear and easy website extremely easy to use. Reviewed on: 10th January 2024

Very good service and good customer service

Very good service and good customer service Reviewed on: 10th January 2024

it was quick, fast and efficient

it was quick, fast and efficient Reviewed on: 10th January 2024

great service

Great service always happy to help Reviewed on: 10th January 2024

Poor credit getting better

I have poor credit history and its on the mend thanks to Zopa Reviewed on: 10th January 2024

The whole experience

The whole experience from registering for the card and getting the card was seamless. They send regular statements and the APP is very easy to navigate. Reviewed on: 10th January 2024

Zopa has always had a good rate of interest

Zopa has always had a good rate of interest Reviewed on: 10th January 2024

Professional and very easy to use.

Professional and very easy to use. Excellent app. Reviewed on: 10th January 2024

No fuss company,great communicators ,one of the best

No fuss company,great communicators ,one of the best Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.81 from 383 reviews
123 credit card (discontinued)
from Santander 4.16 from 162 reviews
Flex Purchase credit card
from Monzo 4.90 from 3188 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub