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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Service Excellent Company

Never had any issues, they make it so easy to apply Reviewed on: 10th January 2024

Friendly staff there when you need them

Friendly staff there when you need them Reviewed on: 10th January 2024

Great card and service

Great card and services keep you informed about up and coming events status of you transactions so quickly and alway ready to help Reviewed on: 10th January 2024

Great card easy to sign up all good

Great card easy to sign up all good Reviewed on: 10th January 2024

Easy to use

Easy to open easy to use app never have a problem Reviewed on: 10th January 2024

Neutral as i have never had any dealings with custom...

Neutral as i have never had any dealings with customer services. App is good with insights to help with credit Reviewed on: 10th January 2024

Easy from the start .

Easy from the start , easy to apply and no messing around ***** Reviewed on: 10th January 2024

This is a good credit card, I have never jad to spea...

This is a good credit card, I have never jad to speak with costumer services so thats why I have given it a good rating rather than excellent Reviewed on: 10th January 2024

Perfect and fast

Great app and reliable company, helper Reviewed on: 10th January 2024

Never had a problem with them.

Never had a problem with them. Always helpful and polite. Reviewed on: 10th January 2024

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