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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Doescwhatbitvsays % could be lower

Doescwhatbitvsays % could be lower Reviewed on: 10th January 2024

Great company who gives the opportunity to grow your...

Great company who gives the opportunity to grow your credit. Reviewed on: 10th January 2024

Credit where credit is due

I love the credit they have allowed me, but as I have been an excellent customer for several years now, would like to see better interest rates for long standing good customers. Reviewed on: 10th January 2024

Great card

Great card helps me spread the cost easily. Any problems customer services are always at the end of the phone. I’ve had no problems with credit increases either. Apr isn’t too much when borrowing on the card. Reviewed on: 10th January 2024

Professional and friendly.

Professional and friendly. Easy access keeping you informed of everything you need to know. Reviewed on: 10th January 2024

Very nice people and I love the credit card

Very nice people and I love the credit card Reviewed on: 10th January 2024

Easy to use app...

Easy to use app , different sections to keep you on top of your finiances Reviewed on: 10th January 2024

Great experience thanks.

Great experience thanks. Will reccomend to others and have already told some ot my friends. Reviewed on: 10th January 2024

Never had a problem Hassle free credit card

Never had a problem everything explained well and they keep in touch and easy to get hold of Reviewed on: 10th January 2024

They are very helpful and professional

They are very helpful and professional Reviewed on: 10th January 2024

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