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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I have not had any bad experience since I joined the...

I have not had any bad experience since I joined the company Reviewed on: 10th January 2024

Great credit card company:) had no problems at all u...

Great credit card company:) had no problems at all using card at home and abroad Reviewed on: 10th January 2024

Excellent nice people to phone well manner

Excellent nice people to phone well manner Reviewed on: 10th January 2024

Good card app is good and wot I pay go's on the same...

Good card app is good and wot I pay go's on the same day love it Reviewed on: 10th January 2024

Great responsible lender

They are a fair and responsible lender with help in app to build your credit rating and advice on how to become credit smart Reviewed on: 10th January 2024

very good and excelent,i had a good experience with...

very good and excelent,i had a good experience with my zoopa card this is really a good card. Reviewed on: 10th January 2024

Straight foreward and easy to use.

Straight foreward and easy to use.mobile app easy to download and access Reviewed on: 10th January 2024

First class service always available to answer any q...

First class service always available to answer any questions.The app keeps you well informed. Reviewed on: 10th January 2024

Customer experience is slightly lacking.

Customer experience is slightly lacking. Not very helpful. Reviewed on: 10th January 2024

I find Zopa very easy to use .

I find Zopa very easy to use . The app is very useful to . I’ve never had any problems with it all it’s so straightforward.ive rang customer service once and there very helpful and there to help you understand more if you need them Reviewed on: 10th January 2024

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