Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa have been amazing, the credit has helped me lea...

Zopa have been amazing, the credit has helped me leaps and bounds especially over the Christmas period and when an unexpected bill arrises. I have recommended you to several of my friends and family. Thank you Zopa. Reviewed on: 10th January 2024

Easy simple helpful great

Easy simple helpful always great Reviewed on: 10th January 2024

Nice, easy, honest company

Nice, easy, honest company what you see is what you get very helpful. Reviewed on: 10th January 2024

Amazing Very good experience

Very good experience excellent communication Reviewed on: 10th January 2024

very good

Good low interest rates and serious Reviewed on: 10th January 2024

I think it's a good credit card.

I think it's a good credit card. Personally, it has helped me a lot. Reviewed on: 10th January 2024

Perfect service, always happy to help to them new or...

Perfect service, always happy to help to them new or existing clients Reviewed on: 10th January 2024

Excellent service and great products

Excellent service and great products Reviewed on: 10th January 2024

Perfection

Excellent service I’ve told lots of friends and family about it thanks so much Reviewed on: 10th January 2024

Easy to use, good communications,

Easy to use, good communications, cleaer and understanable statements. App allows me to take control of my spending Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Builder
from Chime 0.00 from 0 reviews
Fluid Credit Card
from NewDay 3.69 from 105 reviews
Credit Card
from Tymit 4.62 from 155 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub