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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Ive been with zoppa for a few years first class serv...

Ive been with zoppa for a few years first class service and rates very informative always kèps you up to date on new deals on market very easy compant to work with. Reviewed on: 10th January 2024

Flexible approach to credit cards

Flexible approach to credit cards with a very supportive service Reviewed on: 10th January 2024

This is best user friendly credit card i m just enjo...

This is best user friendly credit card i m just enjoying Reviewed on: 10th January 2024

Great service app exellant and easy to use

Great service the app is exellent and easy to use Reviewed on: 10th January 2024

Easy application, excellent app and notification

Easy application, excellent app and notification Reviewed on: 10th January 2024

Great service and facilities and very easy to use an...

Great service and facilities and very easy to use and keep track of Reviewed on: 10th January 2024

It’s not increasing credit limit

It’s not increasing credit limit Reviewed on: 10th January 2024

Great experience with Zopa credit card great app the...

Great experience with Zopa credit card great app there when needed Reviewed on: 10th January 2024

Just generally good card provider easy to use and pa...

Just generally good card provider easy to use and pay would recommend. Reviewed on: 10th January 2024

Helpful & very friendly staff, app very easy to use

Helpful & very friendly staff, app very easy to use Reviewed on: 10th January 2024

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Want to see more from Zopa?

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from Zopa 4.87 from 1795 reviews
Cash ISA
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