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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Super easy to Navigate App and Great Rates

Credit Card rates are the best on offer, the app is really easy to navigate and payments from my bank show up really quick compared to other cards I've used Reviewed on: 10th January 2024

I have found zopa to be very helpful and understand...

I have found zopa to be very helpful and understanding I am very happy with there custermer service Reviewed on: 10th January 2024

I have the credit card and never had any issues.

I have the credit card and never had any issues.. superb company! Reviewed on: 10th January 2024

Very good experience .

Very good experience ...credit increases in a responsible way and helpful tools Reviewed on: 10th January 2024

Helpful and easy to use

Helpful and easy to use very helpful customer service Reviewed on: 10th January 2024

Simple and straightforward to use this card.

Simple and straightforward to use this card. Reviewed on: 10th January 2024

Had the card a while now, over a year.

Had the card a while now, over a year. Never any issues, easy to set up and use. I find the repayments and interest fair. I would recommend. Reviewed on: 10th January 2024

Ive been with zoppa for a few years first class serv...

Ive been with zoppa for a few years first class service and rates very informative always kèps you up to date on new deals on market very easy compant to work with. Reviewed on: 10th January 2024

Flexible approach to credit cards

Flexible approach to credit cards with a very supportive service Reviewed on: 10th January 2024

This is best user friendly credit card i m just enjo...

This is best user friendly credit card i m just enjoying Reviewed on: 10th January 2024

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