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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great service and products, always helpful if help i...

Great service and products, always helpful if help is needed. Reviewed on: 10th January 2024

Try easy to use and helpful

Try easy to use and always helpful Reviewed on: 10th January 2024

My new card

Everything was done in my best interest and they were so helpful Reviewed on: 10th January 2024

Brilliant service zopa.

Brilliant service always know were you are with zopa. Reviewed on: 10th January 2024

Five stars review

Absolutely amazing !!! credit card that helps bad credit. Customer services brilliant, app also amazing Reviewed on: 10th January 2024

Easy to understand their app and hassle free when ta...

Easy to understand their app and hassle free when talking to them Reviewed on: 10th January 2024

Fantastic company

Great to be with Zopa they always keep me in the loop and very helpful always send me messages to do with my account which is great if you don’t keep logging into it. very understanding and listen to you when you call them. Can’t rate them enough I would recommend them to everyone. Thank you Zopa Reviewed on: 10th January 2024

The service is very good and customer service is exc...

The service is very good and customer service is excellent Reviewed on: 10th January 2024

Zopa A1 card

Nice credit card, good advise customer based Reviewed on: 10th January 2024

Always there when you need them Really good way of u...

Always there when you need them Really good way of using credit Reviewed on: 10th January 2024

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