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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great service app exellant and easy to use

Great service the app is exellent and easy to use Reviewed on: 10th January 2024

Easy application, excellent app and notification

Easy application, excellent app and notification Reviewed on: 10th January 2024

Great service and facilities and very easy to use an...

Great service and facilities and very easy to use and keep track of Reviewed on: 10th January 2024

It’s not increasing credit limit

It’s not increasing credit limit Reviewed on: 10th January 2024

Great experience with Zopa credit card great app the...

Great experience with Zopa credit card great app there when needed Reviewed on: 10th January 2024

Just generally good card provider easy to use and pa...

Just generally good card provider easy to use and pay would recommend. Reviewed on: 10th January 2024

Helpful & very friendly staff, app very easy to use

Helpful & very friendly staff, app very easy to use Reviewed on: 10th January 2024

I've had nothing but service all the time I've...

I've had nothing but good service all the time I've been with Zopa Reviewed on: 10th January 2024

Very simple statements and a reminder always sent a...

Very simple statements and a reminder always sent a few days before payment due. Great customer services. Reviewed on: 10th January 2024

Every thing is by the book payments online application

Every thing is by the book payments online application Reviewed on: 10th January 2024

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