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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic cards very help for my life

Fantastic cards very help for my life Reviewed on: 10th January 2024

First class from application to day to day use..

First class from application to day to day use of the card. Very easy app to follow, very easy to gain any information you need about your account. Fantastic feedback every time you make a purchase so you always know where you are. Reviewed on: 10th January 2024

I find zopa hassle free.

I find zopa hassle free. So much easier to use than other credit cards. Very straightforward Reviewed on: 10th January 2024

Gave a fair credit limit easy to use app

Gave a fair credit limit easy to use app Reviewed on: 10th January 2024

I have been with zopa for over four years and find t...

I have been with zopa for over four years and find they are very good to get along with. Reviewed on: 10th January 2024

Excellent quality for what I need.

Excellent quality for what I need. Reviewed on: 10th January 2024

Zupa Zopa

Excellent customer service, information on spends and repayments are easily accessible. Just an all round excellent product. Reviewed on: 10th January 2024

Excellent service would highly recommend

Excellent service would highly recommend Reviewed on: 10th January 2024

Excellent credit easy to pay back what you owe and g...

Excellent credit easy to pay back what you owe and goes on account straight away easy app to use Reviewed on: 10th January 2024

Very happy zopa experience incrinble

Very happy zopa experience incrinble Reviewed on: 10th January 2024

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