Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa has good service with help just a call away wit...

Zopa has good service with help just a call away with friendly advisors Reviewed on: 10th January 2024

Customer

Excellent bank to deal with a great lender Reviewed on: 10th January 2024

excellent service to customer, reliable ,supportive...

excellent service to customer, reliable ,supportive and efficient Reviewed on: 10th January 2024

Excellent company.

Excellent company. Helped raise my credit score. Reviewed on: 10th January 2024

Easy to use app, reminders when payment due always k...

Easy to use app, reminders when payment due always kept updated with any chances in advance Reviewed on: 10th January 2024

Very good credit card with excellent customer service

Very good credit card with excellent customer service Reviewed on: 10th January 2024

Impressed

Very helpful and understanding l was impressed by the professional way that I was dealt with Reviewed on: 10th January 2024

Easy and straightforward to apply for a card, quick...

Easy and straightforward to apply for a card, quick response. Good company Reviewed on: 10th January 2024

I like this credit card, Customer service is easily...

I like this credit card, Customer service is easily accessible and their interest rates are good. Not so good is that it is not necessarily accepted at pay at pump facilities, but on the whole a good card to use Reviewed on: 10th January 2024

Brilliant service fantastic customer service

Brilliant service fantastic customer service Reviewed on: 10th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 4.67 from 124 reviews
Partnership credit card
from John Lewis 2.10 from 901 reviews
Credit card
from M&S Bank - Marks and Spencer 3.72 from 206 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub