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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa is the best credit card I've ever used.

Zopa is the best credit card I've ever used. Interest is low and I would recommend to friends and family. Reviewed on: 9th January 2024

The credit card has affordable interest rates.

The credit card has affordable interest rates. I was offered the allowance that isn't pressurising me to spend. Updates are not a nuisance. Reviewed on: 9th January 2024

Great service easy to use good app

Great service easy to use good app Reviewed on: 9th January 2024

I have experienced a very positive response and look...

I have experienced a very positive response and look forward to saving with Zopa Reviewed on: 9th January 2024

Excellent service easy app to use fast payment system

Excellent service easy app to use fast payment system Reviewed on: 9th January 2024

Easy to use app and savings , it sends statements an...

Easy to use app and savings , it sends statements and instant payments get recognised and credited to your account in good time Reviewed on: 9th January 2024

I havent had much experience from the customer servi...

I havent had much experience from the customer service side, but i have had a credit card with them for a while, and i like the individual aspects located in the app. Reviewed on: 8th January 2024

Deposits

When making a payment to my account it goes on instantly, my experience with other cards is less so Reviewed on: 8th January 2024

Very easy to deal with

Very easy to deal with great customer service, a very user friendly app. Reviewed on: 8th January 2024

Fantastic, easy to use app.

Fantastic, easy to use app. Everything simply laid out with transparency abpit interest etc all the way through. Couldn't be happier with my card and savings accounts. Looking forward to a current account maybe??? Reviewed on: 8th January 2024

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