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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent

Excellent everything…and very easy to used Reviewed on: 6th March 2026

Zopa Changed My View On Applying For Credit

The most comfortable plus the most customer orientated credit card company I ever experienced, highly recommended, Zopa makes you feel at ease when applying for credit. 5 Stars Reviewed on: 6th March 2026

I have had no problems with Zopa

I have had no problems with Zopa Reviewed on: 6th March 2026

Perfect 10

Perfect everyday usr great site wont use anyobe else agsin Reviewed on: 6th March 2026

Always had a positive experience if I've needed help

Always had a positive experience if I've needed help Reviewed on: 6th March 2026

The Zopa app is really easy to use.

The Zopa app is really easy to use. There are no hidden fees. Everything is really straightforward Reviewed on: 6th March 2026

I have excellent customer service experience.

I have excellent customer service experience. Good communication. Reviewed on: 6th March 2026

Excellent from start cant fault it

Excellent from start cant fault it Reviewed on: 6th March 2026

Simple credit card with helpful features

I’ve had a positive experience using the Zopa credit card so far. The app is very easy to use and makes it simple to track spending, repayments and balances in real time. I particularly like the clear layout and the ability to manage payments directly from the app. The interest-free periods and instalment options are useful for spreading the cost of larger purchases, and the notifications help keep everything organised. Customer communication has also been clear and straightforward. Overall, it’s a well-designed credit card with a modern app that makes managing finances easier. Reviewed on: 6th March 2026

Good all card

Good all round card, easy to navigate the app Reviewed on: 6th March 2026

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