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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa has been great to me!

Zopa has been great to me! Really got me going when I needed them most. Reviewed on: 16th January 2026

I love Zopa, it's a great service

I love Zopa, it's a great service Reviewed on: 16th January 2026

Great service

Not been with Zopa for long but my experience has been a breeze so far, so thank you Zopa. Reviewed on: 16th January 2026

Excellent service, friendly and comprehensive.

Excellent service, friendly and comprehensive. Always willing to help resolve any problems or queries you might have. Reviewed on: 16th January 2026

I would like recommended to all to have zapa card

Very good I'm with zopa 1 years and never had problems Reviewed on: 16th January 2026

Never had any issues with dealing with Zopa

Never had any issues with dealing with Zopa Reviewed on: 16th January 2026

Honestly great, painless to set up and quick approval.

Honestly great, painless to set up and quick approval. Recieved card in under a week ready to go Reviewed on: 16th January 2026

Zopa is just good infact excellent

Zopa is just good infact excellent Reviewed on: 16th January 2026

Customer satisfaction

Have always had satisfaction with staff dealing with me online Reviewed on: 16th January 2026

Trying to build my credit score and Zopa has given m...

Trying to build my credit score and Zopa has given me a chance to do so Reviewed on: 16th January 2026

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