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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy and hassle free

Easy and hassle free, straight forward online completion and communication as I'm deaf this suits me perfectly. Reviewed on: 8th January 2024

I find the services amazing.

I find the services amazing..quite straight forward and easy to use..I can't fault the service Reviewed on: 8th January 2024

Good Journey

Experience has been very pleasing and an easy journey so far and has really helped impro6my credit rating. The app is very user friendly and easy to use. Reviewed on: 8th January 2024

Great credit card.

Great credit card. Fair limit. Easy to interact with app Reviewed on: 8th January 2024

Best credit card

Excellent customer service , east to use app just brilliant Reviewed on: 8th January 2024

Very easy app understanding and also good and fast r...

Very easy app understanding and also good and fast respond customer service Reviewed on: 8th January 2024

Excellent for everything service good Not difficult...

Excellent for everything service good Not difficult to used Reviewed on: 8th January 2024

Competitive interest rates

This has been an easy process to start using and the interest rates are competitive. Reviewed on: 8th January 2024

Easy app to work and tells me all a need...

Easy app to work and tells me all a need to no Reviewed on: 8th January 2024

Very good at listening and sorting out problems quic...

Very good at listening and sorting out problems quickly Reviewed on: 8th January 2024

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