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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very nice and good app experience and well customer...

Very nice and good app experience and well customer service Reviewed on: 8th January 2024

Stress free.

Stress free. No quams. Never any issues unresolved Reviewed on: 8th January 2024

Good service, friendly and helpful staff

Good service, friendly and helpful staff Reviewed on: 8th January 2024

brillent customer setvice secound to none goes above...

brillent customer setvice secound to none goes above and beyond great rates thay helped me get back on track with my credit highly recommend Reviewed on: 8th January 2024

Since being with Zopa i have had no issues and my pa...

Since being with Zopa i have had no issues and my payments every month are more than manageable, great service Reviewed on: 8th January 2024

A great card for any credit rating good or bad

Very helpful, do not give credit if they know you cannot afford to pay it back, very helpful saving tools on the app Reviewed on: 8th January 2024

Excellent service throughout,easy to get a decision...

Excellent service throughout,easy to get a decision and approval is easy too. Reviewed on: 8th January 2024

i will recommend zopa in first place for everyone

i will recommend zopa in first place for everyone Reviewed on: 8th January 2024

Simply Outstandig

I can't fault them really, their customer service, their products and mobile bank app. All run without a thought or concern. I am able to do and get done what I need in a few clicks. Reviewed on: 8th January 2024

App really easy

App really easy to use, and you can freeze your card whenever you like .your payment is shown straight away once you make a reduction. Really happy . Reviewed on: 8th January 2024

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