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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I will happy Zopa company

Lovely company I like Zopa company it’s very nice , I will happy have to win Reviewed on: 8th January 2024

Great app and service

Great app. Customer service is fab and never had an issue or delay in getting help Reviewed on: 8th January 2024

Very good service and reliable always very happy wit...

Very good service and reliable always very happy with my card easy to use Reviewed on: 8th January 2024

Great updates via the app.

Great updates via the app. Easy to navigate. Reviewed on: 8th January 2024

Amazing online website/app.

Amazing online website/app. So user friendly. I am able to login, view statements and make payments quicker than any other financial site I use Reviewed on: 8th January 2024

Savings feature

Great savings section on the app , that I transfer money into weekly to save for my children Reviewed on: 8th January 2024

Zopa have an easy to use app.

Zopa have an easy to use app. Love the design and smoothness of the app making it easy to navigate. Always keep me up to date of my credit card and also offers a saving account which can be viewed on the same screen as my credit card. Reviewed on: 8th January 2024

Very nice and good app experience and well customer...

Very nice and good app experience and well customer service Reviewed on: 8th January 2024

Stress free.

Stress free. No quams. Never any issues unresolved Reviewed on: 8th January 2024

Good service, friendly and helpful staff

Good service, friendly and helpful staff Reviewed on: 8th January 2024

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