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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

So far I have had good experience excellent with zopa

So far I have had good experience with zopa Reviewed on: 8th January 2024

I am happy with my Zopa credit card

I am happy with my Zopa credit card Reviewed on: 8th January 2024

Really nice people and very helpful

Really nice people and very helpful Reviewed on: 8th January 2024

Seamless, jargon free and relevant.

Seamless, jargon free and relevant. Reviewed on: 8th January 2024

Very informative mouth than just a customer

Very informative mouth than just a customer Reviewed on: 8th January 2024

Zopatastic

Excellent application where the transactions update very quickly which enable you to keep on top of your credit Reviewed on: 8th January 2024

Unbelievable, faultless, can’t think of anything neg...

Unbelievable, faultless, can’t think of anything negative Reviewed on: 8th January 2024

Great service

Great service, really well done for being so supportive Reviewed on: 8th January 2024

Early days, very impressive from start to finish.

Early days, very impressive from start to finish. 10/10 Reviewed on: 8th January 2024

Great credit card Excellent savings

Great credit card Excellent savings Reviewed on: 8th January 2024

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