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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent services

My experience has been excellent. Great financial consumer services and more. Reviewed on: 8th January 2024

Can't complain about anything as always received txt...

Can't complain about anything as always received txt when next payments are due which I like as got a bad memory Reviewed on: 8th January 2024

It’s so nice and easy to use and very accessible to...

It’s so nice and easy to use and very accessible to everyone Reviewed on: 8th January 2024

Great app, very easy to use, good customer service

Great app, very easy to use, good customer service Reviewed on: 8th January 2024

Easy to apply for and set up.

Easy to apply for and set up. Great app easy to use and navigate. customer support is great Reviewed on: 8th January 2024

Zopa help me to reduced my monthly payment on my cre...

Zopa help me to reduced my monthly payment on my credit card Reviewed on: 8th January 2024

All ways know where I am with them

All ways know where I am with them Reviewed on: 8th January 2024

Always helped never a drama we all have months when...

Always helped never a drama we all have months when we drop short Zopa understands this Reviewed on: 8th January 2024

Very user friendly

I have found Zopa to be very useful for me as I like to keep track off my spending and credit repayments every month. Reviewed on: 8th January 2024

Since opening my account it’s just great service

Since opening my account it’s just great service Reviewed on: 8th January 2024

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