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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing Zopa

Easy to apply with a straight forward uncomplicated app and a super fast response on the online chat if you have query. Reviewed on: 8th January 2024

Excellent Provider

It's very convenient by not only being a Credit Card provider but also using the facilities as a savings account on the app,It's very easy to use,I've used the savings on the app and would recommend it to other people Reviewed on: 8th January 2024

Brilliant credit card very easy to pay and keep trac...

Brilliant credit card very easy to pay and keep track of what you spend Reviewed on: 8th January 2024

Very user-friendly platform with easy to navigate bu...

Very user-friendly platform with easy to navigate buttons. Good credit card limit and easy payment option to pay off full balance to avoid interest charges. Reviewed on: 8th January 2024

Zopa always there to help highly recommended

Zopa always there to help highly recommended Reviewed on: 8th January 2024

Very helpful with building credit score

Very helpful with building credit score Reviewed on: 8th January 2024

Having just received a zopa credit card with a very...

Having just received a zopa credit card with a very good credit limit which I find very useful Reviewed on: 8th January 2024

my first choice

Simple process and made choosing Zoos easy. Reviewed on: 8th January 2024

Easy to apply and quick approval, low interest rate.

Easy to apply and quick approval, low interest rate. Reviewed on: 8th January 2024

Confident to use all the time everywhere,is the best...

Confident to use all the time everywhere,is the best credit card Reviewed on: 8th January 2024

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