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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Really easy to use even for a technophobe like myself!

Really easy to use even for a technophobe like myself!! Reviewed on: 8th January 2024

responsible lender , supportive

responsible lender , supportive Reviewed on: 8th January 2024

Good service

Excellent customer service and always helpful Reviewed on: 8th January 2024

Easy to apply quick answer to application.

Easy to apply quick answer to application. Reviewed on: 8th January 2024

Par Excellence Service

Attention to detail when communicating with myself showing true care and concern in all dealings! Highly recommended Reviewed on: 8th January 2024

perfect and very good for help people when need he...

perfect and very good for help people when need help,send for everyone Reviewed on: 8th January 2024

Have not had any problems with this company always b...

Have not had any problems with this company always been very helpful when needed even for advice Reviewed on: 8th January 2024

Superb company with tremendous customer service.

Superb company with tremendous customer service. Reliable and fair. They supply all of my credit requirements. Reviewed on: 8th January 2024

Great company at giving you a chance.

Great company at giving you a chance. Reviewed on: 8th January 2024

Easy to use app and great features

Easy to use app and great features Reviewed on: 8th January 2024

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