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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Excellent credit card provider. Best rate Reviewed on: 14th April 2023

Refreshingly smooth easy and quick to use

Everything has been so simple and clutter free from sign up to paying each month. Compared to other financial institutions that I deal with regularly this one actually makes me smile a bit with a feeling of satisfaction and accomplishment because it’s so simple and no frustration ever compared to the others with grind my teeth regularly ! It is certainly the quickest and easiest to pay which is what I need. So thank you for making my bills a bit easier Reviewed on: 14th April 2023

Best credit card

Easy to use and I would definitely recommend Reviewed on: 13th April 2023

Great service

Excellent service great service love zopa Reviewed on: 13th April 2023

So professional and care

Absolutely fantastic on credit to make sure your in mind of your finances Very helpful Reviewed on: 13th April 2023

Great card

Great card, easy managed , app easy to use To keep track on spends Reviewed on: 13th April 2023

A credit to behold

Easy on the application Easy on the reply A pleasure to be accepted A wonder to recieve Reviewed on: 13th April 2023

Good card

I've been with zopa for over a yr and found then very reasonable. In fact it's a card I gave to my Mrs and thank the lord because she is sensible , would definitely recommend Reviewed on: 13th April 2023

easy and uncomplcated

Great quick credits to my account Reviewed on: 13th April 2023

Recommend

Very helpful and easy to get service Reviewed on: 13th April 2023

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Want to see more from Zopa?

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