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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Great service and app

5
Using this provider has been one of the easiest and hassle free experiences I’ve had. The app is very dynamic and allows me to manage my money Reviewed on: 13th April 2023
Jon Carty's avatar
Jon Carty

Easy to Use

5
I like this company and their approach to customers. There app is very straightforward an easy to use and designed in a nice friendly tone. Reviewed on: 13th April 2023
John Grant's avatar
John Grant

Nice and easy

5
I recently got the Zopa credit card and I couldn't be happier with my decision! The application process was quick, easy, and hassle-free. The customer service team was very attentive, answering all my questions promptly and professionally. Reviewed on: 13th April 2023
Debo's avatar
Debo

Zopa is brilliant..

5
Zopa is brilliant,,, app is brilliant and so easy to use.. so massive thumbs up from me.. Reviewed on: 13th April 2023
darrenwood62@gmail.com's avatar
[email protected]

Great company

5
I’m in an Iva and struggled to get credit due to that and some other hiccups. However Zopa accepted my application and I haven’t had any issues at all. Interest rate is more than fair for my circumstances and the app is really easy to use! Can’t recommend them enough. Reviewed on: 13th April 2023
Luke Fenn's avatar
Luke Fenn

Great Credit Card

5
Really good company to use would recommended them if your looking for a credit card. Reviewed on: 13th April 2023
Gareth Morgan's avatar
Gareth Morgan

Best credit card

5
I’m very happy with the service Love the app Reviewed on: 13th April 2023
Alin Botea's avatar
Alin Botea

Excellent

5
Excellent credit card . I'm realy happy Reviewed on: 13th April 2023
Emanuela Munteanu's avatar
Emanuela Munteanu

Does the job

4
Could be much better interest, high rates doesn’t help families Reviewed on: 13th April 2023
Jose's avatar
Jose

Best credit card

5
Easy use,the zopa app is very easy use,always get the alert from my spending.So I am happy with this credit card. Reviewed on: 13th April 2023
Roland Nema's avatar
Roland Nema

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