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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Great service

5
Excellent service great service love zopa Reviewed on: 13th April 2023
Ergun 's avatar
Ergun

So professional and care

5
Absolutely fantastic on credit to make sure your in mind of your finances Very helpful Reviewed on: 13th April 2023
Julie Dubberley-Britton's avatar
Julie Dubberley-Britton

Great card

5
Great card, easy managed , app easy to use To keep track on spends Reviewed on: 13th April 2023
Great's avatar
Great

A credit to behold

5
Easy on the application Easy on the reply A pleasure to be accepted A wonder to recieve Reviewed on: 13th April 2023
Gerri Davin's avatar
Gerri Davin

Good card

5
I've been with zopa for over a yr and found then very reasonable. In fact it's a card I gave to my Mrs and thank the lord because she is sensible , would definitely recommend Reviewed on: 13th April 2023
P's avatar
P

easy and uncomplcated

5
Great quick credits to my account Reviewed on: 13th April 2023
alan wakeling's avatar
alan wakeling

Recommend

5
Very helpful and easy to get service Reviewed on: 13th April 2023
Sahba Ardeshir's avatar
Sahba Ardeshir

Amazing card

5
Great little card for credit boosting and no ridiculously high payments to pay back. The app is also amazing, easy to use and great for tracking your spending Reviewed on: 13th April 2023
Abz791's avatar
Abz791

Great app easy to use and great service

5
Zopa have been amazing in every way, app is easy, repayments are easy, and helping build a good credit score Reviewed on: 13th April 2023
Claire Barrett's avatar
Claire Barrett

Great service

5
I applied to zopa and was delighted when they accepted me. Easy transitions, paying on line, viewing balanced plus I get a reminder each time I use my card. Happy with the way zopa is going Reviewed on: 13th April 2023
Christine Salmon 's avatar
Christine Salmon

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