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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing card

Great little card for credit boosting and no ridiculously high payments to pay back. The app is also amazing, easy to use and great for tracking your spending Reviewed on: 13th April 2023

Great app easy to use and great service

Zopa have been amazing in every way, app is easy, repayments are easy, and helping build a good credit score Reviewed on: 13th April 2023

Great service

I applied to zopa and was delighted when they accepted me. Easy transitions, paying on line, viewing balanced plus I get a reminder each time I use my card. Happy with the way zopa is going Reviewed on: 13th April 2023

Great service and app

Using this provider has been one of the easiest and hassle free experiences I’ve had. The app is very dynamic and allows me to manage my money Reviewed on: 13th April 2023

Easy to Use

I like this company and their approach to customers. There app is very straightforward an easy to use and designed in a nice friendly tone. Reviewed on: 13th April 2023

Nice and easy

I recently got the Zopa credit card and I couldn't be happier with my decision! The application process was quick, easy, and hassle-free. The customer service team was very attentive, answering all my questions promptly and professionally. Reviewed on: 13th April 2023

Zopa is brilliant..

Zopa is brilliant,,, app is brilliant and so easy to use.. so massive thumbs up from me.. Reviewed on: 13th April 2023

Great company

I’m in an Iva and struggled to get credit due to that and some other hiccups. However Zopa accepted my application and I haven’t had any issues at all. Interest rate is more than fair for my circumstances and the app is really easy to use! Can’t recommend them enough. Reviewed on: 13th April 2023

Great Credit Card

Really good company to use would recommended them if your looking for a credit card. Reviewed on: 13th April 2023

Best credit card

I’m very happy with the service Love the app Reviewed on: 13th April 2023

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