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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

Excellent credit card . I'm realy happy Reviewed on: 13th April 2023

Does the job

Could be much better interest, high rates doesn’t help families Reviewed on: 13th April 2023

Best credit card

Easy use,the zopa app is very easy use,always get the alert from my spending.So I am happy with this credit card. Reviewed on: 13th April 2023

Great app

Very pleased with card. The app is very good, there are so many things you can do the app. I don’t think I will ever need to contact them as it can all be done on line. No hassle. Reviewed on: 13th April 2023

One easy word.. Fab

From start to finish and everything in between fantastic service Reviewed on: 13th April 2023

Great service

Its very helpful and easy to approach service. Reviewed on: 13th April 2023

Great communication

Since having my card . The communication has been brilliant . Always up to date emails . Usage and minimum payment dates Reviewed on: 13th April 2023

Zopa forever

Excellent credit card Easy to use app Great customer service - extremely responsive Regular reviews of credit limits Great reminders when payment is due Overall, it comes highly recommended Reviewed on: 13th April 2023

Great easy to use credit card

Easy to apy for and quick to get everything sent out. The app is easy to use and payments and purchases show up immediately so you know exactly how much you have used and how much you need to.pay back. The fact payments on to the card show up immediately is a great plus as many big named cards don't even do this. Never had any issues. Would recommend. Reviewed on: 13th April 2023

Great card

Good service good rates would recommend them for sure. Reviewed on: 13th April 2023

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