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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

I didn't have any problem in using my card anywhere, thank you! Reviewed on: 13th April 2023

one of the easiest cards on the market

great card fantastic rate much better than most Reviewed on: 13th April 2023

Amazing

Amazing work they do Easy to apply and understand the app Reviewed on: 13th April 2023

Very affordable on APR

Easy to apply,the app is easy to use and never had issues with the account or the payments Reviewed on: 13th April 2023

They're very good company and treat their customers well with good care

Have used zopa credit card for more than a year and had no issues with the company Reviewed on: 13th April 2023

Let's you know when payment is due

Keeps you updated regularly with other products Reviewed on: 13th April 2023

Brilliant credit card!

Brilliant credit card company easy to track spending payments are added quickly to account - brilliant service- 100% recommend them! Reviewed on: 12th April 2023

Refreshing change

Love the app, love how easy it is to use the card Reviewed on: 12th April 2023

Great credit

Zopa have been the best credit card company I have used with fair rates an easy to use app and brilliant customer service, Zopa are my number 1 company I use Reviewed on: 12th April 2023

Best credit card provider

The card was arrived to me very quickly and was a cinch to set up. The app is very easy to navigate, especially as someone who is not good with technology. When you call the customer service, they are quick and professional. Wish other providers were this easy Reviewed on: 12th April 2023

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