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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good team and good credit company

Them are understanding company and good team Reviewed on: 13th April 2023

Fantastic service and a easy to use app

Brilliant app and all round great service Reviewed on: 13th April 2023

Is very good credit

Understanding team,good credit oportunity Reviewed on: 13th April 2023

Excellent

I didn't have any problem in using my card anywhere, thank you! Reviewed on: 13th April 2023

one of the easiest cards on the market

great card fantastic rate much better than most Reviewed on: 13th April 2023

Amazing

Amazing work they do Easy to apply and understand the app Reviewed on: 13th April 2023

Very affordable on APR

Easy to apply,the app is easy to use and never had issues with the account or the payments Reviewed on: 13th April 2023

They're very good company and treat their customers well with good care

Have used zopa credit card for more than a year and had no issues with the company Reviewed on: 13th April 2023

Let's you know when payment is due

Keeps you updated regularly with other products Reviewed on: 13th April 2023

Brilliant credit card!

Brilliant credit card company easy to track spending payments are added quickly to account - brilliant service- 100% recommend them! Reviewed on: 12th April 2023

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