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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

great company

easy application and great after care from their staff . Reviewed on: 12th April 2023

One Card Only ZOPA

Simply Fantastic wouldn't be without ZOPA Reviewed on: 12th April 2023

The best credit

So far been the best credit card had. Low Interest rate. Zero balance transfer interest. Reviewed on: 12th April 2023

Very prompt

Quality service ,very easy application process easy to use app overall very good would recommend to anyone trying to build credit records Reviewed on: 12th April 2023

Go for it, great credit card provider

If your thinking of applying for zopa credit card, i can only suggest you go for it,, zopa is a fantastic credit provider, i do not have any bad points with this company at all. Reviewed on: 12th April 2023

Best credit card company

Best credit card company ❤️❤️❤️ . I will countinu to use your credit card. Reviewed on: 12th April 2023

Credit build

Great product and very helpful. Enabled me to start to rebuild my credit rating after a tough financial few years Reviewed on: 12th April 2023

Excellent

Great rate and fantastic service Reviewed on: 12th April 2023

excellent service and product

Always excellent service. Communication is always proactive and always helpful. Would recommend. Reviewed on: 12th April 2023

Great credit card

Great credit card with good rates Reviewed on: 12th April 2023

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