Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good service

I just tried this card it's good and easy all information they provide. And chat service is good As well. Reviewed on: 12th April 2023

Best service

They have a best interest rates and very easy to use Reviewed on: 12th April 2023

Easy to use

Really user friendly app and straight forward. Great help and support. Reviewed on: 12th April 2023

Very good

Very good ! Very easy good for credit score Reviewed on: 12th April 2023

Excellent and amazing service

I have enjoyed having Zopa as my personal credit card provider making my financial life easier Super excellent service Reviewed on: 12th April 2023

Best for Low credit score

Really good because it fist credit card after get my score get bad Reviewed on: 12th April 2023

Best credit card service

I have been using zopa from last 3 months Best credit card service Reviewed on: 12th April 2023

Easy and fast application

Fab card gab company. East to apply and good credit amount to start with Reviewed on: 12th April 2023

Best Credit card

Its nice and best credit card ever i used Reviewed on: 12th April 2023

Nice and easy

Application process is very easy and quick. You can control everything easly from app. Reviewed on: 12th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 4.04 from 3 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub