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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa Credit Card

Only been with them a couple of months but the app is really user friendly and updates to spend and payments made is swift so always up to date. Reviewed on: 12th April 2023

New to this card

I've only had a zopa credit card a few months and very happy with it Reviewed on: 12th April 2023

Outstanding

This company is simply brilliant, everything is easy, from applying to getting your card. The app they have lets you keep on top of everday spends. Would definitely recommend to all my family and friends. Reviewed on: 12th April 2023

Very easy app to understand

I am enjoying my experience with my card as I know exactly how much I spend and when to pay it Reviewed on: 12th April 2023

Great credit card company.

Easy of use and always there to help Reviewed on: 12th April 2023

Easy to use

Perfect to use in your travel abroad Reviewed on: 12th April 2023

Top company

I've found Zopa very easy to deal with. My initial application went through very quickly and the one time l've had to contact them with a problem, they dealt with it very well. I would highly recommend them. Reviewed on: 12th April 2023

Easy access to help and support

Zopa team is always on hand to help when required. Reviewed on: 12th April 2023

Fantastic

Amazing just what I needed when I needed it So straight forward and also helped me when no one else would Reviewed on: 12th April 2023

Excellent card

Excellent card and easy to use and set up. App is easy to use too and very informative. Reviewed on: 12th April 2023

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