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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Easy to use

4
Easy to use credit card and no issues so far! Reviewed on: 12th April 2023
Sah_R's avatar
Sah_R

Great service

5
Fast simple and freindly easy site to navigate with fast results Reviewed on: 12th April 2023
Derek 's avatar
Derek

HELPFUL!!

5
They're helpful, understanding, reassuring! very good customer services team and love the level of speediness with instant response! they saved me at a bug time of need are still are !! great company :) Reviewed on: 12th April 2023
shekina clarke's avatar
shekina clarke

Best credit card

5
Very easy and simple to manage your account Reviewed on: 12th April 2023
Samuel Darko 's avatar
Samuel Darko

Best credit card

5
Very easy to use the app, and when I applied for a credit card Zopa gave me the best offer. Reviewed on: 12th April 2023
Ferenc's avatar
Ferenc

Best credit card

5
This card is one of the best I have used and customer service is brilliant. Never had a problem during it Reviewed on: 12th April 2023
nassar ahmed's avatar
nassar ahmed

Not valued customer

1
I used my zopa credit card to buy tickets which I never received on time to use. When I informed zopa about it. They didn't help me. I don't feel protected with zopa, I'll stop using them Reviewed on: 12th April 2023
Mohammed Kalam's avatar
Mohammed Kalam

Happy customer

5
Very easy to do application form. Quick decision and received card within the time frame they gave. The app makes it so much easier to track your usage and make payments towards your credit card. This was my first ever credit card and I am very happy with my experience. Reviewed on: 12th April 2023
Clarissa's avatar
Clarissa

does what it says

4
I got this card at the said rate there were no hidden surprises and app easy to navigate. Reviewed on: 12th April 2023
A. Morrison's avatar
A. Morrison

Easy to manage

5
Zopa are great; right from the app that tells you everything you need to know, including how likely you are to get further credit with them. They make having a credit card simple and stress free, I'm never worried that there are unexpected charges. Reviewed on: 12th April 2023
Gary Madden's avatar
Gary Madden

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