Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

zopa

Everithing is ok verry good service Reviewed on: 12th April 2023

Zopa is by far the best credit card I've ever had

Outanding customer service .Best card ever Reviewed on: 12th April 2023

Great service all round

Been using them for a Year now, the app is very stylish and easy to use, its simple to keep on top of things and they're customer service is very helpful. Reviewed on: 12th April 2023

Great app

The app is ace. Lets you know where you are with how much you have spent. Alerts you when the card is used so you know if somebody has gained access to your card. Reviewed on: 12th April 2023

Best Credit card

Customer service, communication , quick response are a few of the qualities i have experienced from Zopa...Thank you Zopa! Reviewed on: 12th April 2023

Wonderful customer service

Highly recommend this credit card because it helps me to understand how much I can spend and they are very helpful to guide me through that I would highly recommend this credit card company Reviewed on: 12th April 2023

I took a zopa credit card out, to financially help me.

When I took my zopa card out I was a really low point in my life, struggling to manage my bills and stay above water. I am very lucky and blessed I was give £900 credit to start off, as it had helped me get myself back on my feet, now it’s increased my other credit changes. Reviewed on: 12th April 2023

Very easy to arrange good credit limit easy payments

Very compatible interest rates Easy to make payments and they always keep in touch and keep me updated Reviewed on: 12th April 2023

Really easy to manage account

I've been with Zopa for a few months and it''s been great. Reviewed on: 12th April 2023

Fantastic

Great company great rates and looks after valuable customers, 5 star Reviewed on: 12th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum credit cards
from Barclaycard 4.12 from 335 reviews
Cashback Plus Credit Card
from NatWest 4.53 from 68 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub