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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Very easy app to understand

5
I am enjoying my experience with my card as I know exactly how much I spend and when to pay it Reviewed on: 12th April 2023
Elizabeth Reid 's avatar
Elizabeth Reid

Great credit card company.

5
Easy of use and always there to help Reviewed on: 12th April 2023
Lee Grimshaw's avatar
Lee Grimshaw

Easy to use

5
Perfect to use in your travel abroad Reviewed on: 12th April 2023
Miceline Machado Parreira's avatar
Miceline Machado Parreira

Top company

5
I've found Zopa very easy to deal with. My initial application went through very quickly and the one time l've had to contact them with a problem, they dealt with it very well. I would highly recommend them. Reviewed on: 12th April 2023
Keith's avatar
Keith

Easy access to help and support

5
Zopa team is always on hand to help when required. Reviewed on: 12th April 2023
AA's avatar
AA

Fantastic

5
Amazing just what I needed when I needed it So straight forward and also helped me when no one else would Reviewed on: 12th April 2023
Liam Harris 's avatar
Liam Harris

Excellent card

5
Excellent card and easy to use and set up. App is easy to use too and very informative. Reviewed on: 12th April 2023
Kevin Pritchard's avatar
Kevin Pritchard

Easy to use

4
Easy to use credit card and no issues so far! Reviewed on: 12th April 2023
Sah_R's avatar
Sah_R

Great service

5
Fast simple and freindly easy site to navigate with fast results Reviewed on: 12th April 2023
Derek 's avatar
Derek

HELPFUL!!

5
They're helpful, understanding, reassuring! very good customer services team and love the level of speediness with instant response! they saved me at a bug time of need are still are !! great company :) Reviewed on: 12th April 2023
shekina clarke's avatar
shekina clarke

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