Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa Credit Card

The Zopa App makes managing my credit card super easy. Couldn't be more pleased, I applied for it. Reviewed on: 12th April 2023

Perfect

Fast to apply and fast dispatch of card. App is efficient and easy to use! With immediate updates on spending. Would highly recommend Reviewed on: 12th April 2023

Great started card

Has helped me get on the credit ladder. It has a really simple app to track your spend and pay back the money in a simple, quick way. Reviewed on: 12th April 2023

happy

very happy with zopa credit card very simple app to use keeps track of everything u know were u are at all times trouble free transactions in and out highly recommend A+++ Reviewed on: 12th April 2023

Zopa there when you need them most

Zopa, got my card to help in case of emergencies. My fridge freezer and cooker broke within days of each other. I have two disabled kids so needed both replacing. Zopa stepped up to the plate and saved our family. Without Zopa the outcome would have been dire. Thank you Zopa Reviewed on: 12th April 2023

Amazing and flexible

Amazing company easy to use good customer service flexible good app easy to make payments it’s my go to card can’t fault it Reviewed on: 12th April 2023

Fantastic service

Excellent product and terms.. the overall service and quality are fantastic. Reviewed on: 12th April 2023

Zopa

Very good and easy to apply for Reviewed on: 12th April 2023

Fast easy to get a answer

They let me know I can get a card in min card came in 3 days Reviewed on: 12th April 2023

Great trust in customers!

Ive not had the best credit rating during the past 2 years but even so I was able to get a Zopa credit card with a very good limit. The fact they have trusted me with this ensures that I use the credit card wisely and to my advantage, even going as far as helping my business due to being able to buy products & materials without it coming out of my pocket before final payment from clients. Overall would highly recommend to anyone. Reviewed on: 12th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Chrome Card
from Vanquis 4.08 from 8 reviews
Nectar Credit Card
from American Express 3.16 from 14 reviews
Credit card
from Yonder 4.85 from 952 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub