Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Zopa credit card

5
The App and service so simply to use and nothing what I have to speak or online chat about!! DD set up with no fuss. This is the only Credit card I would recommend Reviewed on: 12th April 2023
Tahir Abdul's avatar
Tahir Abdul

Finance sorted

5
Everything about Zopa is clear. No hidden surprises. Simple and honest. I take my card with me everywhere and am in total control. Reviewed on: 12th April 2023
Andrea's avatar
Andrea

No Brexit

5
Best up ever, easy to use, very smart, very2023 Reviewed on: 12th April 2023
Dumitru Sebastian Gliz's avatar
Dumitru Sebastian Gliz

Mr Joelito Obeja

5
It was good very easy to apply and quick response from the team: staff.. I recommend my friend to apply for a credit card Reviewed on: 12th April 2023
Joelito.Obeja's avatar
Joelito.Obeja

So Easy, So Transparent

5
ZOPA is such a diverse company offering many products. They have an easy to use help app that allows you to keep on top of your account. For me the extra bonus is that when you make a payment it comes off of your balance instantly. You don’t have to wait around for couple of days like other companies. Keep doing what you’re doing ZOPA. You’re simply the best Reviewed on: 12th April 2023
Kim Taylor Cardoso Alvaro's avatar
Kim Taylor Cardoso Alvaro

Great

5
Great experience, quick assessment. Reviewed on: 12th April 2023
Foster Maren's avatar
Foster Maren

Best credit card

5
They give people a chance to build there credit rating. And there very helpful to there customers Reviewed on: 12th April 2023
gina Brown's avatar
gina Brown

Excellent

5
Excellent and easy to use, easy to pay and overall easy to spend, thank you Reviewed on: 12th April 2023
Gillian Thomas's avatar
Gillian Thomas

Zopa credit card

5
Zopa credit card is easy to use app has everything you need to know in the app the navigation was easy too overall 100% the best card in my eyes Reviewed on: 12th April 2023
Sjnickabh's avatar
Sjnickabh

1st class

5
Execellent reviews should get a zopa credit card Reviewed on: 12th April 2023
Robbie1969's avatar
Robbie1969

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill