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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use credit card

The card is so easy to use alongside the app payments go on straight away and when u pay money off it updates immediately so you know exactly where u are with your money Reviewed on: 12th April 2023

Very good

Great card and services good all round credit card always helpful Reviewed on: 12th April 2023

Easy

Zopa makes it easy. Whether it's the initial application, the app, keeping on top of your money, making payments, it's all just easy. Reviewed on: 12th April 2023

Fantastic

I have been with Zopa for a while now and I like there app is it tells me how much my interest is each month and the customer service staff are so friendly , I highly recommend Zopa lisa Reviewed on: 12th April 2023

Amazing

Since i have recieved my credit card its been such help. Amazing credit card company and its so easy to use via the app. Absolute delighted to have such used this company Reviewed on: 12th April 2023

Simple and easy

I have enjoyed using this credit card, which has helped me manage my finances successfully. The credit card also helps with improving my credit score Reviewed on: 12th April 2023

zopa

zopa are very professional and friendly Reviewed on: 12th April 2023

Great credit card

Amazing easy use app and credit card Reviewed on: 12th April 2023

Great credit card provider

Very easy to use .and easy to keep in control of the payments with the app Reviewed on: 12th April 2023

5 star

Top notch,simple but effective easy to use internet access credit limits to suit all requirements what more could you ask for in a credit card company Reviewed on: 12th April 2023

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