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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great credit card

Amazing easy use app and credit card Reviewed on: 12th April 2023

Great credit card provider

Very easy to use .and easy to keep in control of the payments with the app Reviewed on: 12th April 2023

5 star

Top notch,simple but effective easy to use internet access credit limits to suit all requirements what more could you ask for in a credit card company Reviewed on: 12th April 2023

So easy, clear & simple

This card has the best app going! Easy to make repayments! The Credit buffer is also a great idea Top effort Reviewed on: 12th April 2023

Saved me!

Gave me credit when I needed it the most Great little card, had no charges abroad too.. Good customer service too Reviewed on: 12th April 2023

Easy to manage with regular updates

Good communication from Zopa how to manage my Zopa account Reviewed on: 12th April 2023

The best card ever

Low interest, fast decisions , easy to get approved… Reviewed on: 12th April 2023

Fantastic company.

Great customer service very happy with service. Reviewed on: 12th April 2023

Excellent

I'm really happy to be part of ZOPA, EXCELLENT service and fast money and getting card was to easy with helping credit , Thanks guys ! Reviewed on: 12th April 2023

Helpfull

Good service and very helpful customer service Reviewed on: 12th April 2023

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