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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good

Very good credit card!!!! Excellent Reviewed on: 12th April 2023

Quick and easy

Applying for the card was quick and easy. Process straight forward and communication was great. Use of the card is quick and easy. Repayment is easy , just set your repayments and watch your spending Reviewed on: 12th April 2023

Best service delivery

Excellent customer care and communication Reviewed on: 12th April 2023

Excellent service

The Best Credit Card Service Building Credit Score Reviewed on: 12th April 2023

User Friendly

Easiest card application I’ve ever had. So simple to set up the online account and use the app to manage my accounts. Other providers definitely need to follow suit Reviewed on: 12th April 2023

zopa the great

You know exactly where you stand you are updated every week if you pay before direct debit is due they do not take it I have never ever had a problem with them they are always very very helpful and I would reconmend them to everyone Reviewed on: 12th April 2023

So easy...

From initial application to account management, Zopa have made every step simply so easy! Thank you Zopa for a fantastic App and easy to use interface Reviewed on: 12th April 2023

Credit card

Since I've been with Zopa I've been treated well I have found that the app is fantastic easy to use the staff are friendly and helpful. Reviewed on: 12th April 2023

Good credit card

Been with them for over a year and interest rates have been fair and the app is clear on when my bills is due been Happy with it even the amount of credit it offers Reviewed on: 12th April 2023

Purchasing

Best card for purchasing .i am to use this card Reviewed on: 12th April 2023

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