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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Excellent

5
I been using this zopa credit card for a while. It helps me alot to pay my bills on time and also gives me enough time to pay my credit balance on time as well very handy and useful. Reviewed on: 12th April 2023
Mo 's avatar
Mo

Brilliant lender, easy to use app

5
Helped me rebuild my credit score, straightforward , brilliant easy to use apo. A very happy customer Reviewed on: 12th April 2023
AMIN JBILOU's avatar
AMIN JBILOU

Very good

5
it's a very good card and you can immediately increase the value of the credit, I for one am very satisfied with the card and it's very easy to apply and accept Reviewed on: 12th April 2023
Iulian Morun's avatar
Iulian Morun

Excellent

5
good service and fast delivery easy to use excellent i like this card Reviewed on: 12th April 2023
Ambreen irfan 's avatar
Ambreen irfan

A Great Credit Card

5
You gave me a chance when turned down by other credit card companies. You have trusted that I would keep up my payments and have raised my credit. Thank you thank you thank you Reviewed on: 12th April 2023
zadiedillon@icloud.com's avatar
[email protected]

Zopa deserves credit

5
I find Zopa a extremely good and very fair credit card company that I have used in a long time!! Reviewed on: 12th April 2023
stiobhan napier's avatar
stiobhan napier

Good credit booster

5
Easy and efficient application, good service and boosting my credit score Reviewed on: 12th April 2023
Helen's avatar
Helen

Helpful credit card

5
It's nice to have a zopa credit card as give you advice, and helping you with your spending and orways keeping you up to date with your balance Reviewed on: 12th April 2023
hydra habib's avatar
hydra habib

It's Great

5
It's greatly great: a great Credit card; Great Service; still looking for a higher Credit Limit though. Hope it comes soon. Thank You Zopa. Reviewed on: 12th April 2023
Alan Michael irving's avatar
Alan Michael irving

Best customer service and care

5
My experience from first day was the best and I was approve to have my credit card at the I needed it, was so fast and great. They are trusted me and I trust them. Best Bank, Best customer care Reviewed on: 12th April 2023
Tzosefin 's avatar
Tzosefin

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