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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Excellent

5
good service and fast delivery easy to use excellent i like this card Reviewed on: 12th April 2023
Ambreen irfan 's avatar
Ambreen irfan

A Great Credit Card

5
You gave me a chance when turned down by other credit card companies. You have trusted that I would keep up my payments and have raised my credit. Thank you thank you thank you Reviewed on: 12th April 2023
zadiedillon@icloud.com's avatar
[email protected]

Zopa deserves credit

5
I find Zopa a extremely good and very fair credit card company that I have used in a long time!! Reviewed on: 12th April 2023
stiobhan napier's avatar
stiobhan napier

Good credit booster

5
Easy and efficient application, good service and boosting my credit score Reviewed on: 12th April 2023
Helen's avatar
Helen

Helpful credit card

5
It's nice to have a zopa credit card as give you advice, and helping you with your spending and orways keeping you up to date with your balance Reviewed on: 12th April 2023
hydra habib's avatar
hydra habib

It's Great

5
It's greatly great: a great Credit card; Great Service; still looking for a higher Credit Limit though. Hope it comes soon. Thank You Zopa. Reviewed on: 12th April 2023
Alan Michael irving's avatar
Alan Michael irving

Best customer service and care

5
My experience from first day was the best and I was approve to have my credit card at the I needed it, was so fast and great. They are trusted me and I trust them. Best Bank, Best customer care Reviewed on: 12th April 2023
Tzosefin 's avatar
Tzosefin

Excellent

5
Good service and customer service, one of the best banking services in the UK EFFICIENT and reliable and flexible. Reviewed on: 12th April 2023
Adekunle kayode Akinola 's avatar
Adekunle kayode Akinola

Great firm

5
Give you a good credit limit, enough to use but they keep an(AI) eye on your spending. The app is also very good Reviewed on: 12th April 2023
Paul Deakin's avatar
Paul Deakin

Good stuff

5
I like it because they are flexible Reviewed on: 12th April 2023
MARTIN NSINGI 's avatar
MARTIN NSINGI

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