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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent

Good service and customer service, one of the best banking services in the UK EFFICIENT and reliable and flexible. Reviewed on: 12th April 2023

Great firm

Give you a good credit limit, enough to use but they keep an(AI) eye on your spending. The app is also very good Reviewed on: 12th April 2023

Good stuff

I like it because they are flexible Reviewed on: 12th April 2023

Good bank

I like it because they are so flexible Thanks Reviewed on: 12th April 2023

Amazing

They are just brilliant, quick increase & helped me with a balance transfer Reviewed on: 12th April 2023

One of the best

I have been using this amazing credit cart for more than 6 months. Now I would like to say zopa is one of the best credit cards that I have ever used. So much recommend. Reviewed on: 12th April 2023

Very happy and grateful

I was having some difficulty’s with my finances and zopa was the only company who trusted me and help me a lot I been recommended zopa To my friends and family thanks for everything and for trusting me Reviewed on: 12th April 2023

Credit card

I have been using this amazing credit cart since 6 months ago. Now I would like to say that zopa is the best credit card ever! So much recommend! Reviewed on: 12th April 2023

Helpfull and no nonsense

Zopa are so helpfull when needed. They keep me updated as I need with my balance updates and when I needed help most they were the first to say "yes we will help you in your hour of need" Reviewed on: 12th April 2023

Mr Aziz

Absolutely brilliant service no doubt Reviewed on: 12th April 2023

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