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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa credit card

Zopa has been amazing helpful and easy to contact all in all 100% the best credit card to have in my opinion I would recommend them to all my friends and family Reviewed on: 12th April 2023

First class card

Best card I have ever had ever Reviewed on: 12th April 2023

Good service

I like zopa credit card service Reviewed on: 12th April 2023

Simply simple!

Since I have had my Zopa account I have found it extremely easy to use. Everything is straight forward and has run smoothly. Reviewed on: 12th April 2023

Amazing

The experience right from the start was very encouraging, straight forward and on point. Reviewed on: 12th April 2023

One of the best credit card out there

Very good interest rate using Zopa abroad. I would highly recommend it Reviewed on: 12th April 2023

Very good credit card

Nice credit card, highly recommended to all type of clients. Well done Zopa . Reviewed on: 12th April 2023

Came to my aid when I needed it most!

I have been struggling financially for a little while now and although my limit isn't that high, I couldn't get accepted for any other cards so being with zopa has gotten me through some rough times and the interest rates and payments are very manageable. Thank you for accepting me for the credit card! Reviewed on: 12th April 2023

Great credit card!!

I’ve been with them for a while now, super helpful, great interest rates and always let’s me know when my payments are due Really great customer service too Reviewed on: 12th April 2023

Clear cut

Fair and very clear in making you understand what you’re question was Reviewed on: 12th April 2023

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