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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43484 reviews)

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4.94

Based on 43,484 reviews, last reviewed 15th Mar 2026

155300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great card. Great card. Easy to use. Good credit builder Reviewed on: 15th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43484)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very quick to combat fraudulent activity

My card was used fraudulently and zopa were straight on it and recovered the money within a few days Reviewed on: 16th January 2026

Everything about Zopa has been first class, so easy...

Everything about Zopa has been first class, so easy to use Reviewed on: 16th January 2026

Very happy with the service.

Very happy with the service. Updates come through regularly with guides on how to help with finances. There are many tools they recommend on how to help with debt or managing your spending. Great card and wouldnt change. If unsure, read the tips etc and you'll decide Zopa is for you!! Reviewed on: 16th January 2026

Good but charges expensive i like to yse but expens...

Good but charges expensive i like to yse but expensive Reviewed on: 16th January 2026

My zopa at me

My experience has been brilliant its value for money and repayments manageable customer service is excellent I would advise anyone thinking of getting a credit card to choose zopa Reviewed on: 16th January 2026

Zopa credit Excellent sevice

Zopa credit were able to meet my financial needs. The App is robust and they have customer friendly service. Reviewed on: 16th January 2026

Always friendly and helpful when I've needed to cont...

Always friendly and helpful when I've needed to contact them. Reviewed on: 16th January 2026

Great credit card provider

Very friendly and easy to deal with Reviewed on: 16th January 2026

Amazing Service.

Straight forward application, App very easy to set up. Reviewed on: 16th January 2026

I find ZOPA card great for international transactions.

I find ZOPA card good for what I need. It allows me to pay for goods in a foreign currency without any problems and without charging for the service - most cards charge 2.75%. It converts currency at the most favourable rate. Like most cards it could have a better interest rate! Reviewed on: 16th January 2026

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