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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The best on the market is Zopa credit card

They have been of a great help to me when I need some money urgently it’s very easy to apply for their credit card my experience with them has been incredible and I definitely recommend it to you and also to my family and friends Reviewed on: 12th April 2023

Amazing

Couldn’t be happier and it’s so helpful Reviewed on: 12th April 2023

Very helpful over the phone and explain things very well

Got good experience so far The only thing I think they can improve on is that they should shorten the time period for your credit increase. The first one is after a year if u have done everything right Reviewed on: 12th April 2023

Zopa is very good

It was very interested an helpful. Reviewed on: 12th April 2023

Catarina

I like Zopa its very good Credit card and was easy to applyed,im very happy . Thanks Reviewed on: 12th April 2023

Faultless

Excellent, easy to use app, updates when needed. Highly recommended. Reviewed on: 12th April 2023

Love zoopa

Easy to use app is brilliant can see everything recommend 100% Reviewed on: 12th April 2023

Perfect

The company is perfect , they keep you up to date with support and advise Reviewed on: 12th April 2023

Credit were credits due

Zopa are so amazing, customer freidnly and focused. The ease of using there app to manage your cards or other products they offer is second to none. I'm glad I chose them and would 100% recommend them to friend family, even strangers. Never had any problems with payments to them or getting access to my credit. Really grateful to be a service user. Reviewed on: 12th April 2023

The best ever

Very good company, easy contact, easy and helpful app Reviewed on: 12th April 2023

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