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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good rates, great app and card.

The app is simple and easy to use. The credit limits are manageable and fees are fair. Good customer service too. Reviewed on: 11th April 2023

Best budget credit card

Best card fir budget spending at all Reviewed on: 11th April 2023

Excellent card

I gave found Zopa very helpful and supportive when I have been struggling Reviewed on: 11th April 2023

Good app, good service

I know where I am at all times with Zopa, accessible finance Reviewed on: 11th April 2023

Quality top service

Awesome company always there when you need them. No matter what your history. Seem to know when you need a helping hand Reviewed on: 11th April 2023

Simply brilliant!

Un complicated and professional app systems. And very customer focused on orientated Reviewed on: 11th April 2023

The best Bank I've used

Friendly, great interest rates, helpful staff. Just a great service all round. Reviewed on: 11th April 2023

Best credit card

My new friend zopa....its so simple and the app is brilliant Reviewed on: 11th April 2023

Somewhere to start from

Zopa could be helpful when extra is needed, whether it is going through difficult times or wanting to make better of a reasonable situation. Reviewed on: 11th April 2023

FAST AND PROMPT DELIVERY

WAS THE BEST SERVICE I'VE HAD FROM ANY CREDIT CARD COMPANY Reviewed on: 11th April 2023

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