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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Credit card & credit score on one page

It was very easy to apply and get reply same time with approved, now automatically increasing credit limit also gives other borrowers option and give tips to improve credit scores , it was really useful tips for me to build my score after long time. Thanks Reviewed on: 11th April 2023

Great little back up

There when i need it Great app to keep up with all information Reviewed on: 11th April 2023

Amazing services

I love Zopa because they gave me a chance where other companies refused, since there services are top notch and I never regret joining them. I have recommended my family and friends to them, and I will do my best to keep it. Reviewed on: 11th April 2023

This British very good god

This company is very good excellent service very good Reviewed on: 11th April 2023

Fantastic

Would defo recommend Brilliant card, saved my bacin once a twice Reviewed on: 11th April 2023

Credit card purchases

Zopa has enabled me to buy things I really need. Iam very greaful to have the credit card. and I would highly recommend them to all my friends and family. Reviewed on: 11th April 2023

Excellent service

Customer service is Amazing the app is so easy to use any problems there's always someone there ro help you Reviewed on: 11th April 2023

Easy and helpful

Since getting this credit cars I have found it so helpful and easy to use. Zopa staff are always their for support when you need them . Reviewed on: 11th April 2023

Amazing app

So my credit rating wasn’t the best because of my past, however peoples situations change and Zopa gave me the opportunity to change that, I now have the opportunity to buy things in advance and manage my money. And with the app it makes you more aware of your spending and you can pay whenever you like and your banance comes down right away, it’s great Reviewed on: 11th April 2023

Great customer service. And easy to use app

Great customer service. Alway happy to help me. Reviewed on: 11th April 2023

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